None of us has money to throw around these days, but when it comes to the health and wellbeing of our family, we try our best to get them the best help that they need. When someone contacts me about speech and language therapy, I provide information about what I charge but also ways in which the costs can be reduced, be it through health insurance, and/or tax relief. As these policies can change from time to time, I decided to do a quick check of the current situation:
If you have health insurance, depending on your policy, you may be able to claim for some of the costs of speech and language therapy assessment and therapy. Currently, with certain policies under VHI and Aviva Health, you can claim for speech and language therapy for children. LAYA Healthcare do not put an age limit on speech and language therapy claims. This is good news for adults who need to attend for private speech and language therapy.
Whether you have health insurance or not, you can also avail of tax relief at 20% for speech and language therapy for children under the age of 18, or adults above the age of 18 who are in full-time education. You can find more information about this from the Revenue website or from Citizen’s Information.
If you have a child or family member with a disability, more specific financial advice can be obtained from: http://www.financialwellbeing.ie/